Wow..unbelievable. We're just one day shy of a brand new year :). So how was the year for you? Managed to follow through your resolutions or it's back to square one again as of next year? haha.. For me, it was alright. Honestly, it wasn't so fantastic but I'm just glad that I managed to pull through and still be in one piece. It wasn't a problem free year. There were a lot of bumps along the way which I have ranted here time and time again. I started a savings scheme but it sorta went down the drain quite a bit due to the transfer of ownership for my house which was also tied up to the outstanding payment of almost $1K to the town council which I was struggling big time to pay. The handover was so quick in less than 5 minutes but it was the preparation of documents and payments as well that took so long to do. But it's all behind us now and this house has been officially taken care of for as long as I have a job. This year I was more focused health wi...