Posts

Showing posts from January, 2010

Sick to the Bone

Image
I am back to work after two days on sick leaves and though I did nothing but just rot laze around at home, Im still happy that I dont have to answer calls and attend to pesky students. Okay fine, I think most calls are just innocent ones and some students are well..just as innocent and pretty cute sometimes, but I can't help but think that others are just so plainly weird. It gives new meaning to my brand of weirdness. But I cant complain too much coz this job pays off my bills and help to occupy my time coz I can only do so much rotting..ha!

Anyway I was suffering from a mild case of flu but oh my gosh, this flu though mild, wasn't doing much justice to my physical well being coz I felt rather weak. I usually wouldn't even flinch when I make myself walk the 10 to 15 minutes of journey to the bus stop though I can just jolly well take the train. But last Tuesday, even the thought of having to walk is enough to deplete whatever strength I had. It was rather torturous later …

Will I be Lucky This Year?

Image
This may sound bizarro or something but I just got this uncanny feeling that I would get lucky this year..as in some guy will FINALLY have the courage to ask me out..whahaha. If you haven't been listening to good jokes recently, I think this will make the joke of the day or something.

But on a more serious note, I really do think so. And I dont think it's connected to the earlier encounters I had in the polyclinic while I was walking around waiting for my turn to be called by the doctor. (Yes, rahayu has been struck by a mild case of the flu bug. Dont underestimate it though..it made my muscles ache :S). I was just checking out this cafe coming in from one corner coz I wanted to get the salad but alas, they dont have it! And I saw one Chinese guy dressed rather smartly in a white men's shirt and I thought he was checking me out. I actually went into a pharmacy to check out if they sell cod liver oil to get my dose of omega 3 but was rather put off by it later coz Im no big …

Less Gloomy Start of Weekend

Image
While yesterday, an overcast hangs over my head when I received the rejection letter for my housing loan and then with the reason given for the rejection, I feared for the second rejection when I was asked to reapply. Though the credit officer told me on the phone line what I needed to fill up when I resubmit again, it kinda struck me hard again when I saw the rejection letter. It was pretty disheartening.



Huge Dilemma Still Glooming

Image
I am currently in a huge dilemma and if you have been keeping up, you know I am referring to my dilemma about the monthly house payments. Currently, I had applied for housing loan from HDB and unfortunately, my first one was rejected when she called me. I tell ya my heart just dropped and without any hesitation, I told her my situation which was to help my mum finance for the house and she said that because my mum had applied for loan twice and that I had indicated her as an occupier instead of one of the applicants, she had rejected it.


Fortunately, there was still hope when she said that she would reject this one but she suggested I reapplied again only this time, my mum had to apply as co applicant so she needs to sign the form as well. Im really hoping her suggestion works and this time, they will approve my application. Furthermore, if successful, I asked her if it's possible they do not take all my CPF as initial payment for the house but she said that is not possible because…

Lecture on Healthier Living Again

Image
A good friend of mine recently lost 50kg after more than a year of cultivating a healthier lifestyle and I am so proud of her. It's not something that is easy to do and takes time and effort but trust me, it will be worth it. It's not just a matter of wanting to look good but it's also about self confidence to get you through life and not be able to succumb easily to life threatening illnesses caused by our lifestyle habit.



The Problems in Life

Image
So I was ranting about my problem in regards to my house loan payments and I actually went to the Housing Development Board to explain them about my situation and their advice is to apply online to see if I am eligible to take a loan with them to settle the remaining house balance. So right now it's still pending because I will have to make another trip this Saturday because part of the loan eligibility application is that my mum has to declare that she is not working. 




Even though the process will take time, at least they are aware that I am actively looking for a solution to pay for the house's monthly payment. Even though the problem is not serious yet, rather than wait, I want to do something about it because we are talking about a roof over our head and not about some outstanding handphone bill. 

Right now, I don't want to think too far ahead and just take one step at one time and just hope for the best.

But you know, whenever we think we have problems, there are other p…

Big Financial Dilemma

Image
If you follow my twitter, you may probably be reading about how Im facing a dilemma right now. A dilemma that shouldn't actually take place but being me, Im always pushing things at the back of my mind like oh, I'll get it done one day..somehow...until it worsens and then now I have to clean up the mess. But never mind all that, I don't want to think too much about it and hope to get it settled at least partially this Saturday when I pay a visit to the housing development board (hdb) regarding the house loan payments. Yes, that is the cause of my dilemma. All this time, we don't have to worry about the payment because so far, my mother's CPF which is the central provident fund that is used to pay for the house and I have been feeling a bit bad for the past two years (yes, TWO! Imagine that!) that okay, I'll help to pay for it soon using my own CPF. My mum at first lamented that she wished that she would have a bit of money left when her CPF can finally be withd…

A Happy 2010!

Image
Happy New Year to everyone who happens to drop by this blog or read my blog anonymously. Let's hope this will be a better year than 2009. 


For me 2009 has been a tumultuous year for me as I went through a difficult period of my life and I dont think I will ever recover from it. I lost my father and there is no day that goes by without him in my deepest thought. Every thing that reminds me of him or every single moment where I will feel his loss, my eyes are never dry. I hope he is doing fine wherever he is.


I had also gone through serious financial problems and because of the recession we were in, my mid year bonus was not given and I was struggling to get by each day. But from the support of friends, I managed to survive me and my family and their kindness will never be forgotten. Im in a better financial position because almost all of my year end bonus has been deposited into savings but from experience, and as of my previous entries, this year I strive to save every month because…